{"id":33353,"date":"2025-10-08T22:19:05","date_gmt":"2025-10-08T15:19:05","guid":{"rendered":"https:\/\/propersip.id\/?page_id=33353"},"modified":"2025-11-04T13:10:56","modified_gmt":"2025-11-04T06:10:56","slug":"cessie","status":"publish","type":"page","link":"https:\/\/propersip.id\/index.php\/cessie\/","title":{"rendered":"Cessie"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"33353\" class=\"elementor elementor-33353\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71ffa95 elementor-section-height-min-height elementor-section-stretched animated-fast elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"71ffa95\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ae77559\" data-id=\"ae77559\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f7bc9e5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f7bc9e5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5ad2ea0\" data-id=\"5ad2ea0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-7d81b4cb e-flex e-con-boxed e-con e-parent\" data-id=\"7d81b4cb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a69cd7d elementor-widget elementor-widget-text-editor\" data-id=\"6a69cd7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\"><strong>PROPERSIP | SKEMA PEMBELIAN CESSIE<\/strong><\/h2>\n\n<h3 class=\"wp-block-heading\"><strong>1. Pengiriman Daftar Aset oleh ProperSIP<\/strong><\/h3>\n\n<p>ProperSIP akan mengirimkan <strong>katalog daftar aset<\/strong> (rumah, ruko, tanah, atau apartemen) yang sedang dalam status <strong>piutang atau hak tagih (cessie)<\/strong> kepada calon pembeli\/cessor.<br \/>Setiap aset sudah dilengkapi dengan:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Foto dan deskripsi properti<\/li>\n\n<li>Nilai taksiran atau harga cessie<\/li>\n\n<li>Status legalitas (sertifikat, IMB, PBB)<\/li>\n\n<li>Kondisi fisik dan lokasi properti<\/li>\n<\/ul>\n\n<p>Tujuannya agar calon cessor dapat memilih aset yang sesuai dengan kebutuhan investasinya.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>2. Pemeriksaan Legalitas dan Dokumen Aset<\/strong><\/h3>\n\n<p>Calon cessor melakukan <strong>due diligence<\/strong> atau pemeriksaan menyeluruh terhadap:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Dokumen legal (sertifikat hak milik, hak tanggungan, IMB, PBB, dan perjanjian kredit debitur)<\/li>\n\n<li>Status debitur (aktif, macet, atau restrukturisasi)<\/li>\n\n<li>Nilai piutang dan biaya-biaya tambahan (biaya notaris, administrasi, pajak, dll)<\/li>\n\n<li>Kondisi fisik aset di lapangan<\/li>\n<\/ul>\n\n<p>Jika seluruh data valid, calon cessor dapat melanjutkan ke tahap kesepakatan nilai cessie.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>3. Kesepakatan dan Pembayaran Nilai Cessie<\/strong><\/h3>\n\n<p>Setelah dilakukan negosiasi dan kedua belah pihak sepakat terhadap <strong>nilai jual cessie<\/strong>, calon cessor melakukan pembayaran kepada ProperSIP.<br \/>Pembayaran ini dilakukan sesuai perjanjian yang disahkan dan disertai tanda terima resmi dari ProperSIP sebagai bukti transaksi cessie.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>4. Penandatanganan Akta Cessie dan Perjanjian Jual Beli Piutang<\/strong><\/h3>\n\n<p>ProperSIP dan cessor melakukan <strong>penandatanganan akta cessie<\/strong> di hadapan <strong>notaris<\/strong>.<br \/>Dokumen yang ditandatangani mencakup:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Akta cessie (alih piutang atau hak tagih)<\/li>\n\n<li>Perjanjian jual beli piutang<\/li>\n\n<li>Pernyataan pengalihan hak dari ProperSIP kepada cessor<\/li>\n<\/ul>\n\n<p>Tahap ini memastikan proses alih piutang sah secara hukum dan memiliki kekuatan mengikat.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>5. Penyerahan Dokumen Aset &amp; Serah Terima Kunci<\/strong><\/h3>\n\n<p>Setelah akta cessie disahkan, ProperSIP menyerahkan seluruh dokumen resmi kepada cessor, meliputi:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Sertifikat hak milik (SHM) atau hak guna bangunan (HGB)<\/li>\n\n<li>Sertifikat hak tanggungan<\/li>\n\n<li>Dokumen IMB dan PBB<\/li>\n\n<li>Perjanjian pembiayaan dan dokumen pendukung lainnya<\/li>\n<\/ul>\n\n<p>Cessor juga menerima <strong>serah terima kunci jaminan aset<\/strong> sebagai tanda kepemilikan hak penuh atas piutang dan jaminan yang dialihkan.<\/p>\n\n<p>Skema Digaram Cara Pembelian Dengan Cessie<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8409aa1 e-con-full e-flex e-con e-parent\" data-id=\"8409aa1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de98f73 elementor-widget elementor-widget-image\" data-id=\"de98f73\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"152\" src=\"https:\/\/propersip.id\/wp-content\/uploads\/2025\/11\/Logo-with-BG-1-768x152.png\" class=\"attachment-medium_large size-medium_large wp-image-35552\" alt=\"\" srcset=\"https:\/\/propersip.id\/wp-content\/uploads\/2025\/11\/Logo-with-BG-1-768x152.png 768w, https:\/\/propersip.id\/wp-content\/uploads\/2025\/11\/Logo-with-BG-1-300x59.png 300w, https:\/\/propersip.id\/wp-content\/uploads\/2025\/11\/Logo-with-BG-1-1024x202.png 1024w, https:\/\/propersip.id\/wp-content\/uploads\/2025\/11\/Logo-with-BG-1.png 1128w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e31d7 elementor-widget elementor-widget-heading\" data-id=\"e7e31d7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rumah Hunian Dengan Kwalitas Terbaik<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9be59a elementor-icon-list--layout-inline elementor-mobile-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e9be59a\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:0812-1243-2787\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0812-1243-2787<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Jl. BSD Raya Utama No.6, Pagedangan, Kec. Serpong, Kabupaten Tangerang, Banten 15339<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/propersip.id\/index.php\/hubungi-kami\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Hubungi kami<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1ec795 elementor-widget elementor-widget-spacer\" data-id=\"a1ec795\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abf6a1c elementor-widget elementor-widget-Site_Social\" data-id=\"abf6a1c\" data-element_type=\"widget\" data-widget_type=\"Site_Social.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpresidence_elementor_social_sidebar_internal social_sidebar_internal\"><a href=\"#\" target=\"_blank\" aria-label=\"facebook\" ><i class=\"fab fa-facebook-f\"><\/i><\/a><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=6281212432787&#038;text&#038;type=phone_number&#038;app_absent=0\" target=\"_blank\" aria-label=\"whatsup\" ><i class=\"fab fa-whatsapp\"><\/i><\/a><a href=\"#\" target=\"_blank\" aria-label=\"youtube\" ><i class=\"fab fa-youtube  fa-fw\"><\/i><\/a><a href=\"https:\/\/www.instagram.com\/propersip\/\" target=\"_blank\" aria-label=\"instagram\" ><i class=\"fab fa-instagram  fa-fw\"><\/i><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eab639c e-flex e-con-boxed e-con e-child\" data-id=\"eab639c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac1199d elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ac1199d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:5305778027\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/propersip.id\/index.php\/faq\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FAQ<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/propersip.id\/index.php\/kebijakan-privasi-2\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kebijakan Privasi<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00a92025  All Rights Reserved ProperSIP<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PROPERSIP | SKEMA PEMBELIAN CESSIE 1. Pengiriman Daftar Aset oleh ProperSIP ProperSIP akan mengirimkan katalog daftar aset (rumah, ruko, tanah, atau apartemen) yang sedang dalam status piutang atau hak tagih (cessie) kepada calon pembeli\/cessor.Setiap aset sudah dilengkapi dengan: Tujuannya agar calon cessor dapat memilih aset yang sesuai dengan kebutuhan investasinya. 2. Pemeriksaan Legalitas dan Dokumen Aset Calon cessor melakukan due diligence atau pemeriksaan menyeluruh &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-33353","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/pages\/33353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/comments?post=33353"}],"version-history":[{"count":25,"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/pages\/33353\/revisions"}],"predecessor-version":[{"id":35713,"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/pages\/33353\/revisions\/35713"}],"wp:attachment":[{"href":"https:\/\/propersip.id\/index.php\/wp-json\/wp\/v2\/media?parent=33353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}